Providence Health and Services
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Options for Financial Assistance

 

We want to make sure you receive the health care you need regardless of your ability to pay. Any of these options can help if you or a family member is uninsured or if you have a balance to pay after your insurance company has paid its portion.

Financial help available

Price estimates
We can provide you with estimates of charges for our services. The actual charge may be more or less than the estimate depending on the type and extent of care that you and your provider determine is needed. All of our usual and customary charges for our services are contained in our “charge master.” Your charges will depend on the actual services rendered, not on the estimate.

What is covered
Providence financial assistance is available to cover medically necessary services provided by Providence Health & Services in Washington, including hospital care, outpatient services, and emergency room services. If you need help paying your medical bills, we have financial counselors available to assist you with the easy process of:

  • Reviewing the eligibility criteria
  • Completion of the application
  • Verification of financial need
  • Review of other payor sources available, i.e. local, state and federal health care programs.

This program is intended for patients who cannot afford or do not qualify for health insurance, and/or have very limited financial resources, or who have incurred sizable medical bills that are beyond their ability to pay.

Any patient can apply for financial assistance with medical bills.  Eligibility will be determined based on your household income, monthly expenses, available assets, current financial obligations, outstanding medical bills and availability of insurance coverage.  You will be asked to provide this information on a Financial Assistance Application

Examples of documentation that will be required are pay stubs, tax return forms, bank statements, and medical bills owed.

Uninsured patients earning up to 400 percent of the federal poverty level are eligible for financial assistance.  Other patients, regardless of insurance coverage, who are experiencing financial hardship are encouraged to apply for assistance and will be considered on an individual basis.  (See our Charity Care Policy)

If you have insurance or are covered under Medicaid or Medicare, please share that information with our financial counselors when you seek care at Providence hospitals.  This will help them better assist you.

Download our Financial Assistance Application

The following programs are available:

  • Financial assistance/charity care*
  • Discounts for uninsured patients
  • Prompt pay discount
  • Alternative payment arrangements

You may qualify for financial assistance for hospital bills paid within the last 6 months. We want to make sure you receive the health care you need regardless of your ability to pay. A list of Providence free-standing and provider-based outpatient clinics, is available upon request from our Providence Financial Counselor.

* Charity care does not include bad debt or limits of coverage from government programs, but may include insurance co-payments, deductibles or both.

Government and community programs
No single organization can meet the needs of all patients who are unable to cover their medical bills. For this reason, patients without insurance coverage must take advantage of all programs for which they are eligible. This helps ensure that Providence resources will be available to patients who don’t qualify for other financial help.

A Providence financial counselor will work with you to determine eligibility for government and community programs that may help cover medical expenses. The counselor can also assist you in applying for these programs.

Payment plan options
After all available health insurance coverage, financial assistance and discounts have been applied to your medical bill, there may still be a remaining balance. Providence financial counselors can work with you to set up a payment plan for this amount.

To ask about setting up a payment plan, please contact a financial counselor:

Providence Everett Medical Center: 425-261-4002
Providence St. Peter Hosptial: 360-493-7256
Providence Centralia Hospital: 360-330-8927

Payment is due within thirty days after you receive notification of your outstanding balance. Providence accepts the following forms of payment:

  • Credit card and debit card (American Express, Visa, MasterCard, Discover)
  • Personal check
  • Money order
  • Cash – when presented in person